Asbestos Abatement & Insurance: What You Need to Know

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If you hear the word “asbestos” and are filled with a sense of worry and dread — don’t fear, you are certainly not alone! Asbestos is a material that was used in many different building materials up until the 1980’s, meaning if your home or other property was built prior to that, you might have some asbestos in your property somewhere. While asbestos is usually fine when undisturbed and intact, many people want it out of their homes and properties fast, and also want the insurance to help cover the cost. When it comes to asbestos abatement and homeowner’s insurance, there are a few things you need to know.

When it comes to asbestos abatement

The most important thing to know is that insurance doesn’t always cover asbestos abatement. You should always check the coverage of your homeowner’s policy before you start any kind of work, and asbestos abatement is no exception! If you want to remodel a home and tear out some walls, your homeowner’s insurance may require you pay for any asbestos abatement costs, since your actions exposed the asbestos. However, if a flood ruined your basement, causing you to rip out flooring and walls or a fallen tree broke some asbestos-containing tiles on your roof, then your insurance might be willing to cover the asbestos abatement. Insurance and asbestos removal are dependent upon the type of policy that you have, so always read the fine print regarding asbestos and, if possible, revise your policy if your home is built before 1980.

To learn more about the asbestos abatement process that we do here at Double D Construction Services, Inc., please give us a call today.